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197 Lisgar St., #205 – Martin Elder Home Sales

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197 Lisgar St., #205

$469,000

Posted on May 10, 2018

Address:
197 Lisgar St., #205
City:
Ottawa
Province:
Ontario
Postal Code:
K2P 0C3
Bedrooms:
1
Bathrooms:
2
Square Feet:
 
Features:

Description

 

All the benefits of Downtown living! World class Lofts at Tribeca by Claridge, so close to Parliament Buildings, Byward market, Museums, City Hall, and Court House, Parking included with two convenient bike stands beside your parking. Everywhere there are shops galore! Love the New Sobeys, Fun and Run Grocery! Lovely landscaped terrace & patio walk out to a private, brick paved lounge area with shrubs & trees. Natural Gas BBQ outlet. Good idea! Dramatic 2 story wall of windows with automatic blind/shades, all rise and descend with a remote sensor. Oh Yes! Stainless Appliances, Quartz counters, Lots of LED pot lighting. Two baths and storage locker. So Bright & Clean! Maple Hardwood & Ceramic Flooring on both levels, Stainless/cut glass & Maple railings to the bedroom loft & deep Walk in Closet. A focal point to view the city. Efficient heating and Cooling included. Recreational center, indoor pool and more. Hurry!

Directions:  Lisgar Street between Elgin & Metcalfe. Street Parking westbound on Lisgar or enter garage on Nepean eastbound, auto door, turn right down to 3 Floor C Level, pass a second auto door, Unit parking is C14. There is no cost to park, exit freely.

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Real Estate

A Pre-Approval Does Not Guarantee a Mortgage Approval

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You’ve gone through all the steps, jumped through all the hoops to start living your dream life in a new house. However, before you get too excited about your mortgage pre-approval, be warned that for Canadians, this doesn’t always guarantee a mortgage approval. Here’s how you can easily ensure that you get the property you desire.

Why is Mortgage Not Ensured from the Pre-Approval?

A pre-approval is still an important step to take to eventually lay the ground for a mortgage. It tells the seller of the house that you’re serious and ready to buy. While this step can be infinitely helpful in getting a mortgage, it’s not guaranteed.

The lender doesn’t yet know the property that you’re interested in. Depending on the cost of your future property, the pre-approval may not allow you to open a mortgage for houses above your means.

Pre-approval lets the seller know that your credit is worthy of buying a house, but will not necessarily qualify the buyer for every property out there.

How Can you Ensure you Obtain the House you Want?

Along with the assurance of a pre-approval, you can also take a few steps to ensure a future mortgage.

  1. Have a Great Credit Score. Credit scores show the lender how trustworthy you are with paying back a big purchase. In Canada, credit scores run from 300 to 900. A score of 660 or higher is ideal for getting approved for a mortgage. With a better credit score, you’ll be offered the lowest mortgage rates, which is great for your wallet.
  2. Supply a Larger Down Payment. In Canada, a down payment of less than 20% will require you to get mortgage default loan insurance. Bypass this step by saving up a larger down payment to go in with.
  3. Pay off Debt. A mortgage is not an easy weight to take on. Long-term debt in your name is created when you open up a mortgage. Make sure that your pre-existing debt is paid off before jumping into a new debt payment. This will also be more credible to the banks prospective.
  4. Test out Scenarios. Use a mortgage calculator to see what price range of houses are affordable with your current financial situation. A mortgage calculator will estimate the total monthly payment, including real estate taxes and homeowner’s insurance, that is required for purchasing a home. The calculator will save scenarios to pull up later in order to adjust the calculations to new situational changes. Comparisons of multiple circumstances or housing prices are easily obtained to clearly see what aspects of the purchase process are of importance. In addition, with this Canadian mortgage calculator, a schedule of payments can be printed to show how much the balance due is reduced each month.

What Was the Inspiration?

The perfect house is out there waiting for you to move into! However, be sure to do more than just getting a simple pre-approval. While this pre-approval is helpful in a home search, it’s by no means a guarantee to a mortgage. Keep all these tips in mind while searching for your new residence and stay realistic in what amount of debt you want to take on.

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Real Estate

This Ontario Manor Has More Rooms Than You Could Use & Costs Under $1 Million (PHOTOS)

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It turns out that some Ontario family homes are basically mini-mansions.

This Ontario house for sale comes with more rooms than you’ll ever probably need, and it will cost you less than a small Toronto home would.

The house is in Milverton, Ontario, which is a short drive away from Kitchener.

The listing was built in 1910 and has a ton of rooms, plus it sits on over an acre of land.

There are 12 rooms in all, but that doesn’t include the attic and fully renovated garage.

With that much space comes some pretty unique features, like this amazing vintage safe that’s hidden away in the house.

The house’s turret also lends itself to some unique interior room shapes as well.

There are five bedrooms, which will come in handy when you can have friends and family stay at your place again.

Outside of the house, the barn/garage comes with its own spacious interior.

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Real Estate

8 Of The Cheapest Homes You Can Get Around Ottawa (PHOTOS)

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Not all houses in the National Capital Region come with an enormous price tag. Luckily, there are still some affordable homes for sale around Ottawa if you’re on a tight budget.

The average price of a home in Ottawa is $591,413, according to Zoocasa. But if you’re willing to look outside of the city, you can find much cheaper options.

Here are eight incredible places to live that will make you eager to pack up your stuff and move, including one home with a pool.

Five-Bedroom Home

Price: $299,900

Address: 981 Dianne Ave., Rockland, ON

Description: If you crave a separate space for your home office, this five-bedroom home with a garage has tons of room.

Constance Lake Retreat

Price: $260,000

Address: 168 Constance Lake Rd., Ottawa, ON

Description: While living here, you can enjoy swimming in the pool and the picturesque lake view.

Two-Bedroom Duplex

Price: $259,900

Address: 138 Rue Archambault, Gatineau, QC

Description: This duplex has so much potential and is only a short drive from restaurants and stores.

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