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Martin Lewis holidays: Why you need to check passport, insurance and EHIC before Brexit | Travel News | Travel

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Martin Lewis has issued key holiday advice ahead of Brexit which is due to take place on 29 March 2019. The Money Saving Expert told Holly Willoughby and Phillip Schofield on This Morning what Britons heading abroad need to watch out for. Three key areas are passports, travel insurance and EHIC cards, Lewis explained to ITV audiences. The government have recently issued a new tool to enable Britons to check if they need to renew their passports.

Passports

Should the UK quit the European Union without a deal, you need to have at least six months left on your passport from the date of your arrival to an EU country.

The UK Foreign and Commonwealth Office (FCO) also stated: “If you renewed a passport before it expired, up to nine extra months may have been added to your new passport’s expiry date. 

“Any extra months on your passport over 10 years may not count towards the six months that should be remaining for travel to most countries in Europe.”

This means, if you renew your passport before it has actually expired, you no longer get an extra nine months added on there as you did before.

In short, if you had plans for a summer holiday and your passport has 15 months or less left on it, you’ll need to start renewing.

“If you leave and have less than six months left on your passport it will not valid and you’ll have to return home,” Lewis said.

“You won’t be able to travel to the vast majority of the EU,” he added. “You should check your passport if you have a holiday booked after March.”

Britons who order a passport now will get a 10-year passport and it will say EU on it.

After Brexit, it won’t say EU, and, after October, the document will be blue, should a no deal take place, said Lewis.

EHIC cards

EHIC cards are another area of confusion for some people. “Five million go out of date each year and no one checks,” Lewis warned.

He explained if there was a no deal Brexit, EHICs will no longer be valid – although this may be renegotiated in the future.

Nevertheless, Lewis urged Britons to get themselves a valid EHIC card. Travellers should remember this is always free. Any service that requires you to pay is fraudulent. EHIC cards can be obtained via the NHS or EHIC site. 

Travel insurance

Lewis also cautioned that travel insurance is likely to go up in price if there is a no deal Brexit.

However, no matter what happens to the fate of the UK within the EU, he encourages Britons to buy travel insurance as soon as they book their holiday rather than just before they travel.

This is so you are completely covered ahead of your trip should you fall ill or there is a family bereavement.

“Don’t get travel insurance in April if you’re going in summer,” Lewis said. “Get it now – you’re missing half the point of what you’re paying for if you wait.”

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Travel & Escape

How to win the lottery — 7-time lottery winner shares 5 important tips

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Incredible as it may seem,the odds of matching all the winning Powerball numbers are 1 in 292.2 million, according to the Multi-State Lottery Association. It means you’re much more likely to date a supermodel, get bitten by a shark, become the president of the United States, get struck by lightning, amongst other incredible feats than win the lottery.

However, despite the high odds of winning the lottery once, Richard Lustig has won the seven lottery grand prizes. Due to the rarity of his feat, Lustig wrote a book titled: Learn How To Increase Your Chances of Winning The Lottery, where he discusses the do’s and don’ts of playing the lottery and how to better your odds of winning the lottery.

Here are some of the useful tips shared by Lustig to better your chances of winning the lottery.

1.  Avoid “quick-pick” numbers that are autogenerated from the stores

While it might appear like every number carries an equal amount of “luck” in the quick pick method, but according to Lustig, it is advisable to not be lured by this.

“Every time you buy a quick pick, you get a different set of numbers; therefore, your odds are always going to be at their worst in that particular game, whatever game you’re playing. In this case, the hype, of course, is all about the Powerball right now,” said Lustig in a Forbes interview.

2.  Exhaust all your options

For many people who play the lottery, they typically limit their choices to “special dates” like anniversaries, birth month and dates and the likes.

While these dates carry precious memories, choosing them means you’re limiting yourself to less than half the numbers available from 1 through 31. Therefore, ensure you exhaust all of your options in terms of picking numbers.

“If you pick your own numbers and only play birthdays and anniversaries, you’re splitting the pot with 20-40 people. If you spread the numbers out across the whole track, you’ll either be the only winner or will split it with only one or two people,” said Lustig.

3.  Ensure you stick with your guts

In his book, Lustig recommended a specific way to find the numbers that you’re most comfortable with, but ultimately, never go back on a group of numbers that you believe would win you the jackpot.

“Remember, a set of numbers wins the grand prize, not individual numbers,” notes Lustig.

Therefore, while it is alright to repeat one or two numbers, it is necessary when playing multiple cards to have enough variety when grouping selected numbers. Doing this helps maximize your odds.

4. Maintain consistency

If you want to increase your chances of winning a particular game, it is important to consistently follow past and future drawings to get an insightinto the winning patterns—if any.

“Never miss a drawing in the game you’re playing. Every Saturday, every Wednesday, every week,” said Lustig.

5.  Know your limits and don’t be carried away

Winning the jackpot can be a life-changing experience for not only you but your loved ones, however, it is important not to invest so much money into lottery tickets than you’re willing to lose.

While buying 100 tickets gives you a better chance that buying 10, but only do this if you’re able to afford a loss—as lottery tickets are not a regular investment.

“One of the things that I preach to people all the time is budget, budget, budget,” Lustig says. “Set a budget of what you’re going to spend. Do not get caught up in what’s called lottery fever”

“Don’t spend grocery money. Don’t spend rent money. Figure out what you can afford to spend. Don’t worry about how much Joe Blow down the street is spending. … Figure out what your budget is, what you can comfortably afford to spend, and stay within that budget,” he continued.

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Travel & Escape

48 hours in . . . Bruges, an insider guide to Belgium’s city on water

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Little Bruges, the perfect pocket-sized medieval city, was a Sleeping Beauty. Laced with canals, it was one of the great North European trading ports in late medieval times. The magnificently detailed paintings of its artists, such as Jan van Eyck and Hans Memling, record its wealth in clothing, jewellery and ornament. Then it fell rapidly into decline and slept until rediscovered and restored to glory in the 19th century.

Today its new riches are in tourism, carefully managed and constantly refreshed by year-round cultural events, so that it retains the dynamism of a living city. The best way to appreciate all this is to stay a few days, luxuriating in the dreamily romantic boutique hotels, and visiting the rewarding museums and churches at your leisure. Above all, this is a place to walk and wonder, and there are still plenty of quiet corners to discover, where historic Bruges sleeps on.

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Travel & Escape

Europe’s most incredible cosy cabins for watching the Northern Lights

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The Northern Lights are a phenomenon likely to appear on the wish, bucket or to-do list of any intrepid traveller. And what better way to experience them in Europe than by bunking down in cosy cabins, surrounded by miles of forest, still water or the peaks of mountains. They might be pared-back but still boast polished elements, whether it’s a heated hot tub in Sweden, an ‘igloo’ extension in Norway or a glass roof above your bed in Finland. Nothing distracts as the Aurora Borealis flames across the sky – curl up under a blanket and take a look inside. . .

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