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Nine Algonquin nations reject Ottawa land project labeled as ‘reconciliation’ effort

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OTTAWA — Nine Algonquin First Nations in Quebec are considering litigation to stop Ottawa from allowing another Algonquin group to build a new suburb on the outskirts of the city.

Ottawa city council voted down a motion last week to have city planners further analyze a proposal submitted by the Algonquins of Ontario and a large property developer to turn 445 hectares of land about 20 kilometres outside the city into a new community.

That put the property on the city’s list for future construction.

While Ottawa Mayor Jim Watson has described the project as a step towards reconciliation, Algonquin First Nations north of the Ottawa River in Quebec say they have not been consulted.

The Algonquin Anishinabeg Nation Tribal Council, which represents nine federally recognized Algonquin First Nations in Quebec, met Thursday to discuss how to stop a project they consider an infringement on their rights in their historical land.

“We would still very much like to have that dialogue with the City of Ottawa,” Chief Lance Haymond of the Kebaowek First Nation said in an interview with The Canadian Press.

“We also took the opportunity yesterday to have a presentation from a lawyer, legal adviser, as to what our potential options are in terms of litigation.”

Haymond said the Algonquins of Ontario include only one federally recognized First Nation and do not represent the Algonquin nation as a whole.

The group was created more than 10 years ago by Ontario and the federal government to negotiate the resolution of a land claim covering a vast swath of eastern Ontario, including all of Ottawa. Besides the recognized Algonquins of Pikwakanagan First Nation, the body also represents nine other Algonquin communities. It’s worked with developers on smaller projects in Ottawa before.

“There’s nine communities that are being left out that and forgotten in this process,” Haymond said, referring to the Algonquin nations in Quebec.

He said the Algonquins once controlled all of the Ottawa River watershed and Ottawa Valley and they’ve never entered into a treaty and never been conquered. The provincial boundary down the middle of the river is a relatively recent creation.

“We profess to have underlying rights and title to the territory,” he said.

He said the Algonquins of Ontario bought the property on the outskirts of Ottawa and used the city’s planning process to get a development advanced under the guise of reconciliation.

“From our perspective, this is a straight, straight-up, land, real-estate deal between developer and the City of Ottawa,” he said.

The proposed project is not close to existing infrastructure or transit service, though the proposal includes a promise to pay for transit.

“The City of Ottawa and the development company are using the Algonquins of Ontario and the process of reconciliation to have these lands brought into the urban plan,” Haymond said. “It’s a dirty kind of sneaky way of getting a project approved, that otherwise would have been rejected based on the city’s own criteria.”

But Chief Wendy Jocko of the Algonquins of Pikwakanagan First Nation said the project will be transformational, allowing Algonquin people to take “their rightful place within the economic fabric of Canada’s capital city.”

She said Indigenous people should be financially independent to achieve “true reconciliation,” and the project demonstrates that the Algonquin people are capable of building successful businesses and communities.

“Our Algonquin cousins in Quebec have been particularly vocal, suggesting we do not have the right to make decisions about our own traditional territory,” she said in a statement.

“While we respect their right to be heard, we are disappointed by their decision to publicly air their opinions about (the project) without engaging in a discussion with us first, and we categorically disagree with their claims.”

Kirsten Anker, a professor of Indigenous law at McGill University, said Indigenous people have suffered from colonial practices. Those include governments that deal with small local Indigenous groups rather than negotiating with tribal councils that represent large numbers of people.

“That pattern of divide and conquer, I mean, there’s no question that that is part of the story here,” she said.

“Splitting up communities, fostering political division in communities, in order to facilitate a group who will say yes to development is the pattern that you see over and over.”

She said Ottawa city councillors and the mayor should be aware of this historical context when making decisions that affect Indigenous people.

“It’s just too appealing to deal with the group that’s in front of you, providing appealing options for development and that you can also tick the box on reconciliation as well, I can see how that it’s a kind of self-interested blindness.”

Haymond said although the mayor has labeled the project as reconciliation, the real beneficiaries of this development are the city treasury and Taggart, the development company that partnered up with the Algonquins of Ontario.

“It’s kind of smoke and mirrors,” he said. “This is not really a reconciliation project being called a reconciliation project.”

In a statement relayed by his office, Watson said he looks forward to seeing the Algonquins of Ontario benefiting from the project, noting that he will meet with Algonquin chiefs from Quebec and Ontario in the coming weeks and months to listen to their concerns.

Jocko said the Algonquins of Ontario don’t want to prohibit or exclude the Quebec Algonquins from pursuing development opportunities or asserting their presence and jurisdiction in Ottawa.

“Personally, I would love to see the day that there are sustainable, prosperous developments owned and controlled fully and jointly by the Algonquins in Ontario and Quebec,” she said.

“Even with these recent tensions, I will not allow this to be stricken from the realm of the possible.”

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Real Estate

A Pre-Approval Does Not Guarantee a Mortgage Approval

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You’ve gone through all the steps, jumped through all the hoops to start living your dream life in a new house. However, before you get too excited about your mortgage pre-approval, be warned that for Canadians, this doesn’t always guarantee a mortgage approval. Here’s how you can easily ensure that you get the property you desire.

Why is Mortgage Not Ensured from the Pre-Approval?

A pre-approval is still an important step to take to eventually lay the ground for a mortgage. It tells the seller of the house that you’re serious and ready to buy. While this step can be infinitely helpful in getting a mortgage, it’s not guaranteed.

The lender doesn’t yet know the property that you’re interested in. Depending on the cost of your future property, the pre-approval may not allow you to open a mortgage for houses above your means.

Pre-approval lets the seller know that your credit is worthy of buying a house, but will not necessarily qualify the buyer for every property out there.

How Can you Ensure you Obtain the House you Want?

Along with the assurance of a pre-approval, you can also take a few steps to ensure a future mortgage.

  1. Have a Great Credit Score. Credit scores show the lender how trustworthy you are with paying back a big purchase. In Canada, credit scores run from 300 to 900. A score of 660 or higher is ideal for getting approved for a mortgage. With a better credit score, you’ll be offered the lowest mortgage rates, which is great for your wallet.
  2. Supply a Larger Down Payment. In Canada, a down payment of less than 20% will require you to get mortgage default loan insurance. Bypass this step by saving up a larger down payment to go in with.
  3. Pay off Debt. A mortgage is not an easy weight to take on. Long-term debt in your name is created when you open up a mortgage. Make sure that your pre-existing debt is paid off before jumping into a new debt payment. This will also be more credible to the banks prospective.
  4. Test out Scenarios. Use a mortgage calculator to see what price range of houses are affordable with your current financial situation. A mortgage calculator will estimate the total monthly payment, including real estate taxes and homeowner’s insurance, that is required for purchasing a home. The calculator will save scenarios to pull up later in order to adjust the calculations to new situational changes. Comparisons of multiple circumstances or housing prices are easily obtained to clearly see what aspects of the purchase process are of importance. In addition, with this Canadian mortgage calculator, a schedule of payments can be printed to show how much the balance due is reduced each month.

What Was the Inspiration?

The perfect house is out there waiting for you to move into! However, be sure to do more than just getting a simple pre-approval. While this pre-approval is helpful in a home search, it’s by no means a guarantee to a mortgage. Keep all these tips in mind while searching for your new residence and stay realistic in what amount of debt you want to take on.

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Real Estate

This Ontario Manor Has More Rooms Than You Could Use & Costs Under $1 Million (PHOTOS)

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It turns out that some Ontario family homes are basically mini-mansions.

This Ontario house for sale comes with more rooms than you’ll ever probably need, and it will cost you less than a small Toronto home would.

The house is in Milverton, Ontario, which is a short drive away from Kitchener.

The listing was built in 1910 and has a ton of rooms, plus it sits on over an acre of land.

There are 12 rooms in all, but that doesn’t include the attic and fully renovated garage.

With that much space comes some pretty unique features, like this amazing vintage safe that’s hidden away in the house.

The house’s turret also lends itself to some unique interior room shapes as well.

There are five bedrooms, which will come in handy when you can have friends and family stay at your place again.

Outside of the house, the barn/garage comes with its own spacious interior.

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Real Estate

8 Of The Cheapest Homes You Can Get Around Ottawa (PHOTOS)

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Not all houses in the National Capital Region come with an enormous price tag. Luckily, there are still some affordable homes for sale around Ottawa if you’re on a tight budget.

The average price of a home in Ottawa is $591,413, according to Zoocasa. But if you’re willing to look outside of the city, you can find much cheaper options.

Here are eight incredible places to live that will make you eager to pack up your stuff and move, including one home with a pool.

Five-Bedroom Home

Price: $299,900

Address: 981 Dianne Ave., Rockland, ON

Description: If you crave a separate space for your home office, this five-bedroom home with a garage has tons of room.

Constance Lake Retreat

Price: $260,000

Address: 168 Constance Lake Rd., Ottawa, ON

Description: While living here, you can enjoy swimming in the pool and the picturesque lake view.

Two-Bedroom Duplex

Price: $259,900

Address: 138 Rue Archambault, Gatineau, QC

Description: This duplex has so much potential and is only a short drive from restaurants and stores.

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